Solutions | Secondary Markets

Manage Your Portfolio for Secondary Market Compliance and Profitability

Working with secondary markets is no easy task. Mortgage investor concerns about regulatory compliance are rising because laws in many jurisdictions hold assignees of loans liable for violations by the originating institution.

You're caught between constantly changing lending laws and increasing investor due diligence requirements. Every loan you close must be in full regulatory compliance to keep your portfolio from deteriorating.

Non-compliance can result in civil and criminal fines plus penalties in multiples of the original principal balance. Compliance problems can lead to significant financial loss and damage to your institution's reputation. Even one non-compliant loan casts a pall over your entire portfolio for the secondary market.

Now you can prevent portfolio deterioration and financial loss by making sure that every loan in your portfolio meets all federal, state and local lending laws. Wiz Sentinel® screens your portfolio for predatory lending compliance, certifies loan compliance to give you higher agency ratings, catches loans that qualify for CRA and other special loan program credits, and validates loan policies, fees and APR calculations.

Wiz Sentinel lets you customize regulatory and investor requirements to fit your specific situation, so you can increase the value of your loan portfolio.

You can also outsource all or any part of your compliance program to PCi. We have the expertise and resources to provide program monitoring, portfolio screening, policy validation and training on an outsourced basis.

To learn more click here to contact a sales specialist.