Get Full Fair Lending Risk Protection Tailored to Your Needs

Managing fair lending compliance across your entire organization is a daunting task. It requires thorough monitoring of diverse loan portfolios and third-party loan originators for CRA, HMDA, ECOA and FHA violations. If you don't have a comprehensive fair-lending program in place, you're risking serious consequences.

Potential pitfalls include pre-decision pricing, error correction, post-closing loan problems, funding decisions, problem brokers and compliance monitoring. Managing these risks requires continuous review, analysis and reporting. Failure can lead to penalties, fines and irreparable damage to your institution's reputation.

Our fair lending solutions help banks answer two main questions:

1. What is my exposure to fair lending risk?

2. What can I do to mitigate that risk?

Spend your time correcting problems instead of looking for them

PCi gives you a powerful set of technologies and consulting services to answer both these questions. No matter the size of your institution, you can easily identify potential risk and immediately take corrective action to remedy unfair lending practices.

Available Products

Front-End Fair Lending Manager™ lets you identify potential risk during preliminary approval.

Fair Lending Wiz® Web gives you an easy-to-use, web-based, method by which you can view the results of our statistician's analysis of lending activity. It is well-suited for lenders with broker or dealer relationships, since the results can easily be grouped into channels.

Fair Lending Wiz® automatically analyzes, verifies and documents your institution's fair lending compliance.

Related Services

Fair Lending Risk Assessment is a complete analysis of your lending activity, across multiple businesses and product lines, with customized reports and recommendations for how to attack any fair lending risk.

Comparative File Review is the next level of the Risk Assessment. Our consultants work with individual loans that may be fair lending violations and do a review and comparison of similar loans.

Fair Lending Due Diligence for a proposed merger or acquisition, we assess the acquirer's potential fair lending risks as well as the quality of its fair lending compliance risk management system; and

Fair Lending Litigation Support uses our expertise in the statistical analysis of large databases, and our understanding of the fair lending risks inherent to all stages of the lending process, position us well to assist inside and outside counsel with their response to government investigations and civil litigation.

Audit Support provides assistance if your institution is facing an impending audit. Our consultants join you onsite and walk you through each step of the preparation.

To learn how these solutions can be tailored to your specific situation, please click on a link at the right.