EWiz for Fair Lending

Basic

The basic package for EWiz for Fair Lending includes reports that provide an overview of lending practices to applicants of all races, genders, and income levels and can be run using standard HMDA data sent for annual FFIEC submission.

Enhanced

This service analyzes mortgage (HMDA) data with or without additional variables, such as pricing (such as APR or Note Rate) and/or credit score (such as Beacon score, FICO score, etc.). It includes robust fair lending reports, with significance levels associated to data variance as well as reports to identify Risk Factors including U1, and U2 reports as used in Fair Lending Examination Procedures.

Premium

Our most robust fair lending outsourcing service. With the premium package you can:

• analyze mortgage data using pricing (such as APR or Note Rate) and credit score (such as Beacon score, FICO score, etc.) variables.
• analyze Consumer and Auto loan information
• view robust fair lending reports, with significance levels associated with data variance
• order reports to identify Risk Factors include U1, U2, U3, U7, and P4 reports as used in Fair Lending Examination Procedures.

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