EWiz for CRA Management

Here are five low-cost ways to receive the substantial reporting and analysis capabilities of PCi’s solutions without owning or operating the software.

Self-Assessment Package

This Premiere Package focuses on the five CRA examination criteria; objective, written analyses, an executive summary report, loan to deposit ratio reports, assessment area lending reports, geographic distribution of lending reports, and borrower income distribution of lending reports. Also features geocoding, assessment area and loan/application distribution maps, peer market share reports, and a full glossary of terms.

Lending Package

Designed to give you a more in-depth understanding of your lending data. Features multiple executive summary reports, in-depth lending assessment area reports, HMDA disclosure reports, and maps of household concentrations, small business concentrations, and loan distributions. The Package also includes geocoding and is available annually, semi-annually, quarterly, or monthly.

Assessment Area Package

Provides an in-depth look at your assessment area or possible areas of expansion. Features 1990 Census demographics, Projected GeoDemographic Data, and Business Geodemographic Data, shown in reports and maps of any area, using any U.S. geographic boundaries provided.

Competitive Package

Review the institutions receiving applications and making loans in your market. This package features comparative market share reports, historical market share reports, and maps of where you stand in relation to your competitors. Receive competitive information data by zip code, in addition to Census tract—a good way to put your institution’s CRA goals into context.

Submission Package

Relieve your March 1st submission worries. Simply send us your data in January or February. Our team of former examiners and bankers will check the data for errors, geocode the file if necessary, and submit to the government on your behalf.

Mapping Package

PCi has professional, high quality maps that are color coded to help you easily understand the MSA changes, their impact on the census tract income levels in your assessment area, and how the changes impact your institution. The package contains the three maps every CRA officer needs:

• Assessment area map
• Surrounding area map
• Loan distribution map

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