"The impact of the Dodd-Frank Wall Street Reform and Consumer Protection Act will be far ranging and long term, with many of the rules taking 6-18 months to promulgate and up to five years to implement."

- TowerGroup "Regulatory Reform in the US: The Iceberg Beneath the Surface"


CRA/HMDA Fair Lending Anti-predatory/High Cost Laws Consulting Services

Prepare Now for the Sweeping Impact of Regulatory Reform

The Dodd-Frank Wall Street Reform and Consumer Protection Act has implications to HMDA, CRA, Fair Lending and Anti-predatory lending requirements. With over 200 implementing regulations on their way, preparation is a key priority. Get ready with solutions and consulting services from Wolters Kluwer Financial Services.


arrow buttonCRA and HMDA

Additional data capture and reporting requirements underscore the need for technology solutions to collect and analyze data efficiently. Leverage our CRA and HMDA solutions to:

  • Collect data for the 12 new HMDA reporting fields
  • Report Minority and Gender ownership of small businesses
  • Collect parcel number and conduct granular geospatial analysis

Our CRA and HMDA solutions will assist with data processing and submission; process the new required fields; and conduct in-depth analytics based on regulatory requirements. More information on CRA and HMDA solutions.



arrow buttonFair Lending

Increased fair lending scrutiny and oversight from the newly created Office of Fair Lending and Equal Opportunity underscore the need for a technology solution to collect and analyze data. Leverage Fair Lending Wiz® to:

  • Collect and report small business loan data, including women or minority ownership
  • Collect and report expanded HMDA data, including credit scores, pricing and fee data, borrower age and others

Fair Lending Wiz® will help manage new data collection and reporting procedures and provide additional visibility into potential fair lending violations. More information on Fair Lending solutions.



arrow buttonAnti-Predatory Lending

Tighter lending restrictions underscore the need to for a technology solution to monitor compliance throughout the life of loan. Leverage Wiz Sentinel® to monitor for:

  • Lower HOEPA limits
  • New limits to test for ability to repay and qualified mortgage requirements
  • 3% limit on points and fees paid to lender
  • Bans and restrictions on prepayment penalties
  • Loan officer/broker compensation restrictions

Wiz Sentinel will help correct compliance errors prior to funding, including, high cost, higher priced mortgages; TILA violations, and reasonable limits on fees and will help manage increased requirements to help reduce risk of predatory lending violations. More information on Anti-predatory lending solutions.



arrow buttonCompliance Program Review Consulting Services

Our consulting professionals can help your institution create a responsive program to manage the new reform requirements and the hundreds of regulations expected over the next few years. Engage our experienced team of CRA, HMDA, and Fair Lending experts to:

  • Draft or revise policies and procedures
  • Conduct staff and Board training
  • Implement technology solutions
  • Audit processes
  • Conduct Risk Assessments and Risk Reviews
  • Outsource data preparation and report generation

More information on our Consulting Services.




Trusted Partner for Regulatory Reform

The Dodd-Frank Wall Street Reform and Consumer Protection Act will heavily impact consumer lending and compliance requirements. Trust the consumer compliance experts at Wolters Kluwer Financial Services to prepare your institution.


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For additional information about our solutions and services, please visit www.pciwiz.com or call 1-800-261-3111.